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is not necessary to understand these complex rules in order to take
part in a game of baccarat. At every point, the caller will instruct
the players what to do. It is only important to understand the rules
if you wish to know the mathematics of the game, and thereby gain
an advantage applying hard-won knowledge.After the final value of
the player and bank hand is declared, the high hand wins. If the hands
are of the same value, a tie is declared, and both the player and
banker bets are returned to the players. The payoff for a winning
bet on the player is 1 to 1. The banker bet, which has a higher chance
of success than the player bet, is paid at 1 to 0.95. This is because
the casino takes a commission, or cagnotte, of 5 percent for all winning
bets on the bank hand. Commissions on the bank hand are recorded by
one of the dealers. The amount is usually settled once the shoe has
been dealt out or the player leaves the table. Ties are paid off at
8 to 1. Casinos usually advertise this as 9 for l. |